Tria Earn, powered by Upshift
Tria ships BTC and stablecoin Earn to users in 150+ countries from inside its own app, on non-custodial vaults curated by Sentora. From SDK to a live Earn tab took two weeks.
Vault configurationShipping Earn is easy to promise and hard to build
The pitch to a user is simple: deposit USDC, earn a yield. Delivering it takes strategy selection, multi-protocol deployment, curator management, risk controls, withdrawal processing and yield accounting, which is months of engineering that has nothing to do with the app itself.
Tria is a crypto neobank serving users in 150+ countries with a self-custodial smart account. It wanted Earn under its own brand, without becoming a vault company to get one.
Tria Earn, powered by Upshift
Integrate the SDK
Tria built against the Upshift TypeScript SDK, which exposes deposit, withdraw and redeem on an ERC-4626 style interface. Two weeks after starting, Earn was live in the app.
Users deposit without leaving the app
A Tria user taps Earn, signs once, and the vault shares land in their own smart account. Tria owns the interface, the brand and the user relationship, and the user keeps their keys throughout.
The curator runs the strategy
Sentora allocates across lending and yield venues inside limits enforced onchain, while the vault handles accounting, yield and withdrawals. Tria ships product instead of rebalancing positions.
Building an Earn tab?
Tell us which balances your users hold and we will come back with a vault structure, a curator shortlist and an integration timeline.
Three vaults, two chains, one integration
Tria launched with BTC and stablecoin Earn on Ethereum in January 2026, and now runs three vaults across two chains.
Earn lives inside Tria
Users deposit, track yield and withdraw without leaving the app. Upshift sits underneath the product rather than in front of the user.
Users keep their keys
Vault shares sit in each user's own smart account, so Tria ships Earn while custody stays with the user.
A third vault, twelve days later
Tria added earnAUSD on Monad twelve days after launch, through the same SDK integration.
"Upshift sets a high bar for what Earn integrations should look like. The SDK process was seamless, and their products are clearly built with long-term quality and reliability in mind. They've been a strong partner, giving full control over vault design and deployment."
MonadThe vault layer under someone else's product
One SDK, live in weeks
We run the vault contracts, risk controls, NAV accounting, fee logic and withdrawal processing. Your team builds the deposit flow and the screen it sits on.
A curator network on tap
Professional asset managers run the strategies inside the mandate you set, so the yield on your Earn tab comes from a team that does this full time.
Controls at four levels
Upshift's policy engine checks every transaction against the approved chains, protocols, tokens and functions before it executes, so an instruction outside the mandate reverts.
30+ chains, one architecture
Tria added its Monad vault on the integration it shipped with. Upshift runs on 30+ chains.
Every fintech with a balance will ship Earn
Every major exchange and wallet is shipping an Earn product, and the ones that reach market fastest plugged into existing infrastructure. The same vault layer runs Earn for wallets, exchanges, neobanks and asset managers on 30+ chains; what changes between them is the strategy inside and the curator running it.
Launch Earn on Upshift
Share your use case and the team will come back to you with a vault structure, a curator shortlist and a timeline.
FAQs
What does the SDK actually give you?
A TypeScript interface for deposit, withdraw and redeem against any Upshift vault, plus the read endpoints for balances, yield and the redemption queue. The contracts, accounting, fee logic and withdrawal processing sit on our side. You build the deposit flow in your app.
Who holds user funds?
The user does. The vault contract holds the pooled assets and each user holds a receipt token in their own wallet. With Tria that wallet is the user's self-custodial smart account, so custody stays with the user throughout. Neither Upshift nor the curator can move funds to an outside address.
Who picks the strategy?
A professional curator. Sentora curates the vaults behind Tria Earn, allocating across lending and yield venues inside limits that are enforced onchain by Upshift's policy engine. You can also bring your own strategy team if you have one.
How long does an integration take?
Tria went from starting the SDK integration to a live Earn tab in two weeks. The variable is usually your own app work and any listing or compliance review on your side, rather than the vault itself.
Which assets and chains are supported?
Tria runs stablecoin and BTC vaults on Ethereum plus a stablecoin vault on Monad. Upshift is deployed on 30+ chains, and adding one is a configuration change on the same integration rather than a second build.
What do users see if they want to check the vault?
Everything. The vault, its allocations and its asset-to-share ratio are readable onchain and on app.upshift.finance, so anyone who wants to check where their deposit sits can.