71 companies that let AI agents hold money and pay for things: agent wallets, virtual cards, pay-per-call APIs over x402, the card networks behind them, and the fraud and identity checks that tell trusted agents from bots. New to how agents pay? Read our guide to agentic payments.
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Merchant-side APIs for agent purchases: one product feed for AI platforms, agent-built carts, and payments across agentic protocols. Status: uS.
cardLiveGives the agent Visa cards that spend against a funded balance settled in USDC on Base, or the user's own vaulted card.
cardstablecoinBaseLiveGives the agent a one-time card per purchase charged to the user's own card, or Mastercard Agent Pay, plus a Base USDC wallet for x402.
cardx402stablecoinBaseLiveGives the agent one USDC balance that pays many paid APIs per call over x402 and MPP.
x402MPPstablecoinBase, Solana, TempoLiveGives each agent its own budget inside a company account, with virtual cards, USDC payments and payouts over ACH, SEPA and Pix. Status: invite-only.
cardx402stablecoinACHSEPAPixEarly accessHosted pay-per-call rail where agents pay in USDC over x402 with no account, receiving signed receipts.
x402stablecoinMPPAlgorand, Base, Monad, Polygon +8 moreLiveAmex developer kit to link Card Member cards to verified agents and pay with tokenized credentials; agent registration is still in development. Status: partial specs, agent registration in development.
cardLiveGives the agent a USDC wallet on Base with budgets, merchant allowlists and approval rules for x402 payments.
x402stablecoinBaseBetaCard vault for agentic commerce platforms: agent credentials, virtual cards, checkout form prefill and scoped agent guardrails.
cardLiveLets the agent buy gift cards, eSIMs and mobile top-ups, paying with crypto, USDC over x402, a card or a prefunded balance.
cryptox402stablecoincardLiveGives each agent its own identity and accounts, paying by card, ACH, wire or stablecoin within fixed company spending policies. Status: sign-up open.
cardACHwirestablecoinLiveLets merchants connect their checkout once and accept purchases made inside ChatGPT, Copilot and Gemini.
cardWaitlistGives the agent a USDC wallet the user keeps custody of, with spending limits on transfers and x402 payments.
x402stablecoinLiveWill give agents stablecoin wallets capped by the owner's limit; today you can only reserve a wallet handle. Status: handles only.
stablecoinPlannedGives the agent a wallet on Base that pays over x402, trades and earns, with caps per session and per transaction.
x402stablecoincryptoBaseLiveLets business agents create controlled virtual cards, designed for future uses such as supplier payments, ads, travel and procurement. Status: announced 28 Jul 2026.
cardAnnouncedGives the agent fiat and stablecoin wallets, Visa virtual cards and x402 payments through one API.
cardstablecoinx402LiveGives a persistent agent its own USDC wallet on Base to buy paid services and sell its own API per call.
x402MPPstablecoinBaseLiveFree public x402 facilitator across Solana and ten EVM networks, plus agent spending caps (Tabs) and an x402 SDK.
x402stablecoinSolana, Base, Polygon, Avalanche +7 moreLiveGives the agent a non-custodial wallet across EVM chains, Solana and Bitcoin that can hold, send, swap and find yield strategies.
x402stablecoincryptoEVM, Solana, BitcoinLiveFireblocks suite: a hosted x402 facilitator that settles agent stablecoin payments into Fireblocks Vaults, plus delegated agent wallets.
stablecoinx402Early accessGives the agent a co-wallet with one budget and mandate, plus single-use cards for card checkouts.
cardstablecoinLiveIdentity-based fraud decisions for agent orders, plus headless checkout and orchestration across agentic commerce protocols for merchants. Status: sales-led.
cardLivePayment orchestration kit that puts a merchant storefront inside AI environments like ChatGPT and routes agent-initiated payments across PSPs. Status: sales-led.
cardLiveLets the agent pay for AI inference per request with a few seconds of its own machine's work, or with crypto credits.
x402stablecoincryptoQuai NetworkLiveLets a program issue a virtual card per agent, workflow or vendor through an API, closing each card when the work ends. Status: sales-led.
cardLiveAgent Passport sets budgets and permissions for agents; Kite Chain, an EVM chain, settles their stablecoin payments. Status: mainnet.
stablecoincryptoKite ChainLiveLets the agent buy prepaid cards of $20 to $1,000, funded with USDC and ordered through an x402 API.
cardx402stablecoinBase, Solana, Ethereum, Stellar +4 moreLiveLightspark API gives agents bounded spending authority over Global Accounts, with per-transaction, daily and monthly limits and approvals.
stablecoinLiveLets the agent bridge USDC from Base to 16 chains with one x402 signature, and buy data and security checks per call.
x402stablecoinBase, Arc, Arbitrum, OP +13 moreLiveCard issuing APIs and an MCP server that let agents create, fund and spend on virtual cards within set rules. Status: sales-led.
cardLiveGives the agent a USDC wallet on Base for paid tools, plus card buys on the user's Visa or a Laso prepaid Visa.
cardx402MPPstablecoinBase, Polygon, TempoLiveMastercard network framework where only registered agents transact, using Mastercard network tokens and verified user intent.
cardLiveVirtual cards on a Mercury business account that a person creates and hands to an agent, which pulls the card details through the API or CLI.
cardLivex402 payment rail for agents with escrow and refunds, settling in USDC, with Kleros dispute resolution coming. Status: some features coming soon.
x402stablecoinBase, Robinhood ChainLiveConnects agents to 300+ wallets, exchanges and platforms to move assets with scoped permissions, supporting AP2, x402 and MCP. Status: contact sales.
stablecoincryptox402LiveGives the agent a virtual Mastercard debit card that spends from its onchain stablecoin balance. Status: mac app, CLI.
cardstablecoinLiveGives the agent a USD account with pass-through FDIC insurance through Column N.A., which it can hold, receive and send money from.
bank transfercardLiveLets the agent spend from the user's vaulted card inside a mandate with an amount, purchase count and expiry.
cardstablecoinx402MPPLiveOne merchant integration that accepts ACP, AP2 or MCP agent payments, checks the consumer's mandate and clears on Visa and Mastercard. Status: availability targeted H2 2026.
cardACPAP2PilotOpen-source wallet SDK with agent wallets that pay via x402 and MPP under spending policies, funded from cards, banks or tokens.
x402MPPstablecoincardbank transferLiveGives apps embedded MPC wallets with a policy engine that agents can use, including for x402 payments.
cryptostablecoinx402EVM, Solana, Stellar, SuiLiveLets the agent pay per call for 76 listed APIs, settled in stablecoins on Solana, with a quote before each call.
x402MPPstablecoinSolanaLivex402 facilitator and agent payments SDK that verifies and settles per-request stablecoin payments on Solana and EVM networks.
x402stablecoinSolana, Base, PolygonLiveTurns a user's saved card into a scoped network token (one merchant, a max amount, a time limit) for agents to pay with, plus payments data to approve agent transactions.
cardLiveLibrary that exposes PayPal APIs (orders, invoices, subscriptions, disputes) as tools for AI agent frameworks and MCP.
-LiveBinds agents to verified humans with ID, selfie and device checks, used to approve agents and reverify them for high-risk actions. Status: sales-led.
-LiveOpen-source x402 SDK and MCP server so APIs charge per call and agents pay from their own wallet, with no account.
x402stablecoinEthereum, Base, Solana, BNB Chain +4 moreLiveAPI and CLI to create, fund and manage agent wallets with spending limits, approvals and scoped access without exposing keys.
stablecoincryptoEthereum, Base, Solana, Polygon +1 moreLiveVerifies AI agents, links each one to a verified user and its permissions, and keeps transaction evidence for disputes. Status: sales-led.
-LiveGives agents virtual cards, ACH/Fedwire virtual accounts and stablecoin wallets, all under one policy engine with spend limits.
cardACHstablecoinx402WaitlistGives agents single-task virtual cards, with an Agent Control Layer that checks limits before each transaction. Rain also offers virtual accounts and on/off-ramps. Status: sales-led.
cardstablecoinLiveGives the agent card checkout credentials that spend from the connected Ramp user's funds and limits, plus a separate x402 wallet. Status: standalone agent identities in early access.
cardx402LiveLets merchant shopping agents query Riskified's identity graph for risk signals over MCP, A2A or API, and set policies for agent orders. A newer agent identity product opens as a limited beta in December 2026. Status: expanded Mar 2026.
-LiveLets the agent buy physical products in USDC over x402, with Rye placing the order and AgentCash supplying the wallet.
x402stablecoinBase, Solana, TempoLiveGives the agent a protected reference to a vaulted Visa, Mastercard or Amex card, with spending limits set by the customer. Status: issuing in early access.
cardLiveBot detection that tells trusted AI agents from malicious automated traffic, across automated checkout, login and onboarding. Status: sales-led.
-LiveLets the agent search Shopify stores and pay from the buyer's Shop Pay wallet, using single-use credentials per approved payment.
cardLiveFraud protection that identifies API-driven agent orders so merchants can approve automated demand without browser signals. Status: winter 2026 release.
-LiveGives agents a verified identity token (KYA) plus a wallet that holds enrolled user cards and stablecoins for checkout.
cardstablecoinLivex402 facilitator that verifies and settles payments across 15 networks via one API key.
x402stablecoinBase, Arbitrum, Optimism, Polygon +11 moreLiveStripe tools for building agents that pay and for selling to agents, using Shared Payment Tokens, MPP and x402. Status: varies by integration.
cardstablecoinx402MPPLiveLets the agent pay with the person's saved Link cards, creating a new virtual card number for every purchase. Status: uS.
cardWaitlistAgent trust layer: KYA checks and guardrails (Trustline), agent credit lines (ClawCredit) and an XRPL x402 facilitator.
x402stablecoincryptoXRP Ledger, Solana, BaseLiveLets APIs charge per call over x402 in any token, settled with thirdweb server wallets.
x402cryptostablecoinLiveKnow Your Agent checks and a Digital Agent Passport credential that tell merchants an agent is authenticated and authorized before it pays. Status: digital Agent Passport with AP2, Dec 2025.
AP2AnnouncedNon-custodial wallets for agents where keys and policy checks run in secure enclaves, with scoped signing permissions.
cryptostablecoinLiveVisa's program that builds payment credentials, controls and authentication into purchases that AI agents start.
cardLiveLets verified World ID holders delegate proof of a unique human to their agents, checked by x402 sites alongside or instead of payment.
x402World Chain, BaseBetaWorldpay (Global Payments) tools for merchants to accept agent purchases, with agent verification, ACP/UCP support and a Worldpay MCP.
cardLiveEscrow-backed refund and arbitration protocol for x402 payments, with funds held in smart contracts until an arbiter releases them.
x402stablecoinBaseBetaNo company matches these filters.
Holding USDC for your agents? Upshift runs stablecoin vaults where a company wallet or card prefund that waits a day or more can earn yield. Card programs can also cover part of their prefund with a credit line from the institutional lender network behind the Upshift prime stack.
Talk to usSources: the nofrontend.xyz agentic commerce directory, the x402 facilitator list at docs.x402.org and our own research. Status as shown on each company's site, last checked 8 Nov 2026.
Upshift builds custom, non-custodial vaults for wallets, exchanges, neobanks and asset managers. Tell us what you are building and the team will follow up.